The simple, fast, fun way to 529
Get the best 529 plan based on where you live, then build a team of backers to save 4x more.
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Get the right 529 plan for your kid in 5 minutes
Enroll for free – with no monthly subscription
Boost your savings with gifts from family and friends
The smart way to save for education
You want the best future for your child, but there’s so much to figure out along the way. We’ve taken the guesswork out of saving for education, so you can take at least one thing off your list. 🙌
The right 529 plan for you
529s are confusing, with over 100 different ones in the U.S. We’ve done the hard work of evaluating all of them so we can recommend the right one for your family in just a few minutes.
Super simple saving
Paperless setup. Automated contributions. Real-time projected savings. It's everything you need to manage your fund, all from your phone.
Gifts that make a difference
Every fund has a custom link that’s easy to share, so family and friends can contribute whenever. Think birthdays, holidays... Wednesdays. And you can keep your backers engaged by sharing family updates all year long.
Check out an example family update
Save money for college tax-free
It's like a 401K for education, so you can grow your savings tax-free. If you've been wondering how you'll be able to save enough for college, a 529 plan is your answer.
Learn more about 529s
Backer works with any 529 plan
Already have a 529 plan? Connect your account to Backer so family and friends can join your team. Families with backers save 4x more on average.
Your child’s backers
Add to the fund with one-time and recurring gifts
Gramps
Sophie
Uncle Robbie
Mateo
Aunt Lucy
Big love from Backer families
Surprise: it's not just parents who love saving together.
We really needed to start saving for our baby. I love that family members can make contributions. Instead of giving the baby gifts or monetary gifts they can just make a contribution towards their college fund. It makes me feel comfortable knowing we are saving for his future.
@andrea_mrllo
We really needed to start saving for our baby. I love that family members can make contributions. Instead of giving the baby gifts or monetary gifts they can just make a contribution towards their college fund. It makes me feel comfortable knowing we are saving for his future.
@andrea_mrllo“I love using Backer to help my sister save for her daughter's college education.”
Instead of gifting my niece another toy that she's ultimately going to get bored of at some point, I prefer helping to save for her future. I will definitely open my own Backer account when I have a kid someday. Highly recommend!
It is hard to save but I believe in asking for help, so I asked friends and family to help and we are doing it as a team. Let’s give our kids the freedom to decide what they wanna do.
@thecarlinfamily200k+
People saving with Backer
$30m+
Money saved for college
$500m+
Future debt avoided
It's like an insurance policy for your child's future
Your Backer 529 savings can be used to cover all kinds of education expenses, not just college tuition. Think books and supplies, housing, K12 tuition, bootcamps, apprenticeships, and more.
Advice you can trust
As an SEC-registered investment adviser, we have a fiduciary duty to put your interests before ours.
Serious about security
Your personal information is protected with bank-level encryption and secure servers monitored 24/7/365.
Low, transparent fees
Instead of a fee that grows with your savings or a monthly subscription fee, we charge a simple $1.99 per contribution.
Give Backer a try
What would you name your family fund? Check out some of our recent Backer fund names our recent Backer fund names for inspiration.