Simple, transparent pricing

We've got a plan for every family — with simple, transparent pricing that stays the same no matter how much you save.

Free

$0

  • One 529 account
  • Gifters pay $1.99 per gift
  • A top-rated 529 plan
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Backer Pro

$6 / month

  • Up to five 529 accounts
  • Gifters pay no fees
  • Top-rated 529 plans
  • Priority customer support
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Both plans include

529 plan recommendations

Tax-free investment returns

Easy-to-share gifting pages

8%+ projected growth

Automated contributions

iOS and Android mobile app

no montly fees

Want to see how much you can save? Try our savings calculator. 👇

Savings calculator

Play with the numbers to watch your projected savings stack up.

Your monthly savings goal

$50

Gifts each year from family & friends

$750

Your kid's age

Your contributions

$11,800

Family & friends

$13,500

Investment gains

$28,709

Your projected savings in 18 years

$54,009

$54,009

Projected value
in 18 years

Your contributions

$11,800

Family and friends

$13,500

Investment gains

$28,709

$54,009

Projected value
in 18 years

Unlike financial advisors who charge a percentage of your assets, we think you shouldn't be penalized for saving more. That's why you'll only ever pay a simple, flat fee – no matter how much you save.

girl 1

Every Backer plan includes:

  

Tax-free investing

Top-tier 529 plans

Grow your savings tax-free with projected growth of 8% per year

Easy setup

Set up your 529 in 5 minutes - no expensive financial advisor needed

Curated investment plans

We'll suggest a plan that matches your goals and saving style

  

Save together

529 gifting

Family and friends can add money to your child’s education fund

Easy-to-share gifting page

Create a custom gifting page that will inspire your backers to contribute

Milestone reminders

Send your backers reminders of special days through the year

  

Easy to save

Automated saving

Set up automated monthly contributions or add funds any time

A savings app

Manage your funds at backer.com or with our iOS and Android apps

Fund dashboard

Track your fund's growth and see your projected savings

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Security you can bank on

When you're saving for the future, you need to know that your money is safe. Security is our top priority.


Have questions? Contact us.

SEC-registered

As an SEC-registered investment adviser, we have a fiduciary duty to protect your money and privacy.

Serious security

We use the strongest available browser encryption and secure servers monitored 24/7/365.

State-run programs

Your 529 investments are managed in a government-sponsored account that you can access at any time.

See why families love saving with Backer

Backer families save more when they save together.

We really needed to start saving for our baby. I love that family members can make contributions. Instead of giving the baby gifts or monetary gifts they can just make a contribution towards their college fund. It makes me feel comfortable knowing we are saving for his future.

@andrea_mrllo

We really needed to start saving for our baby. I love that family members can make contributions. Instead of giving the baby gifts or monetary gifts they can just make a contribution towards their college fund. It makes me feel comfortable knowing we are saving for his future.

@andrea_mrllo

“I love using Backer to help my sister save for her daughter's college education.”

Instead of gifting my niece another toy that she's ultimately going to get bored of at some point, I prefer helping to save for her future. I will definitely open my own Backer account when I have a kid someday. Highly recommend!

Cat

It is hard to save but I believe in asking for help, so I asked friends and family to help and we are doing it as a team. Let’s give our kids the freedom to decide what they wanna do.

@thecarlinfamily
Have questions? We have answers.
  • Why should I use Backer?

    Backer is the easiest way to save for college with help from family and friends. We'll help you invest your savings tax-free with a 529 Savings Plan, a government-sponsored account that works like a retirement account for your kid's education. All the experts agree: a 529 plan is the smart way to avoid future student debt.


    With Backer, it's quick and easy to involve family and friends. These “backers” can contribute to your kid's education fund and stay involved as your child gets closer to college. Our most active customers save 4x more by building a team of backers for their kids.

  • What are backers and how do I invite them?

    Anyone who wants to help you save can join your fund as a backer. We see lots of grandparents, uncles/aunts, and even family friends or the child's mentors at school and through other activities.


    Yout'll be able to send them an invitation or share your fund link directly with anyone who wants to help you save.

  • What if I decide Backer is not for me?

    We'll be sad to lose you, but you'll be able to keep the 529 plan we helped you open or we'll help you roll it over to another provider. If you leave Backer, you will lose the ability to access and manage your 529 plan via our website and mobile apps, as well as the fund page where your backers can help you save, your Backer contribution history, and all of our other features. We'll welcome any feedback you have for how we can improve and will always welcome you back if you change your mind.

faq

Have more questions? Get in touch.

Give Backer a try

Get a head start on college costs for a kid you love by saving together, tax-free.

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