UNIQUE College Investing Plan

The Unique College Investing Plan is a 529 plan available in New Hampshire that offers families a unique approach to saving for higher education expenses. One notable aspect of this plan is its focus on socially responsible investing, allowing account holders to invest in funds that align with their values and support environmentally and socially conscious companies. The plan offers a range of investment options, including age-based portfolios and individual fund options, providing flexibility for account holders to tailor their investments to their specific goals. It provides tax advantages, such as tax-free growth and tax-free withdrawals for qualified education expenses. Additionally, New Hampshire residents may be eligible for a state income tax deduction for contributions made to the plan, further enhancing the savings potential.

Enroll

State Tax Incentive

No state income tax

Program Manager

Fidelity Investments

Investment Manager(s)

Fidelity

Plan type

Direct

Investments

Guided Investments

age-based

ESG Investments

Yes

Avg. expense fee

0.155%

Fee Range

0.11%-0.95%

Ratings

Backer Rating

Our rating is based on fees and tax savings advantages.

49%

for NH residents

49%

non-residents

Saving For College

Unbiased, independent resource for parents.

4

for NH residents

4

non-residents

Morningstar Rating

Once a year, the financial services firm Morningstar releases its 529 ratings.

Bronze

Other

Connect with Mint.com

Track your finances in one place.

No

Connect with Backer

Full end to end enrollment, gifting and plan management.

Gifting Only

Mobile app

Backer App covers this plan.

Yes

General Recommendation

This is a direct sold 529 plan, rated as bronze by Morningstar.